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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,159 | $210,698-31.6% | $178,014-19.0% | $145,959-1.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 9.61% | 386.27%-376.7pp | 294.80%-285.2pp | 561.95%-552.3pp |
| Employer contribution / active EE | $13,326 | $4,567+191.8% | $3,950+237.4% | $4,661+185.9% |
| Participant deferral / active EE | $12,825 | $6,958+84.3% | $6,276+104.3% | $6,689+91.7% |
| Admin fee / account holder | $573 | $12,016-95.2% | $10,362-94.5% | $13,398-95.7% |