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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,336 | $196,972-94.2% | $182,262-93.8% | $198,609-94.3% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 7.67% | 158.27%-150.6pp | 140.60%-132.9pp | 202.70%-195.0pp |
| Employer contribution / active EE | $1,631 | $5,364-69.6% | $5,046-67.7% | $5,055-67.7% |
| Participant deferral / active EE | $3,071 | $8,643-64.5% | $8,276-62.9% | $6,977-56.0% |
| Admin fee / account holder | $50,367 | $18,429+173.3% | $16,712+201.4% | $19,030+164.7% |