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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,493 | $182,442-95.9% | $163,379-95.4% | $138,895-94.6% |
| Participation rate | 80.0% | 79.8%+0.2pp | 76.8%+3.2pp | 79.9%+0.1pp |
| Annual return | 16.44% | 72.74%-56.3pp | 63.41%-47.0pp | 145.39%-129.0pp |
| Employer contribution / active EE | $1,196 | $4,159-71.2% | $3,752-68.1% | $4,194-71.5% |
| Participant deferral / active EE | $495 | $6,817-92.7% | $6,282-92.1% | $6,396-92.3% |
| Admin fee / account holder | $932 | $10,396-91.0% | $9,818-90.5% | $12,562-92.6% |