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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,749 | $90,489-25.1% | $76,051-10.9% | $145,978-53.6% |
| Participation rate | 42.1% | 74.5%-32.4pp | 69.1%-27.0pp | 80.3%-38.2pp |
| Annual return | 12.36% | 622.78%-610.4pp | 360.42%-348.1pp | 550.52%-538.2pp |
| Employer contribution / active EE | $864 | $3,319-74.0% | $2,690-67.9% | $4,662-81.5% |
| Participant deferral / active EE | $2,619 | $5,164-49.3% | $4,257-38.5% | $6,690-60.9% |
| Admin fee / account holder | $2,226 | $8,374-73.4% | $6,416-65.3% | $13,400-83.4% |