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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,749 | $90,530-25.2% | $76,030-10.9% | $145,897-53.6% |
| Participation rate | 42.1% | 74.4%-32.3pp | 69.1%-27.0pp | 80.3%-38.2pp |
| Annual return | 12.36% | 625.08%-612.7pp | 361.54%-349.2pp | 552.29%-539.9pp |
| Employer contribution / active EE | $864 | $3,319-74.0% | $2,688-67.9% | $4,663-81.5% |
| Participant deferral / active EE | $2,619 | $5,164-49.3% | $4,257-38.5% | $6,689-60.9% |
| Admin fee / account holder | $2,226 | $8,383-73.5% | $6,421-65.3% | $13,390-83.4% |