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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,247 | $178,174+101.6% | $156,181+130.0% | $137,256+161.7% |
| Participation rate | 89.5% | 82.0%+7.4pp | 78.8%+10.6pp | 80.0%+9.5pp |
| Annual return | 19.00% | 84.19%-65.2pp | 64.87%-45.9pp | 220.34%-201.3pp |
| Employer contribution / active EE | $4,659 | $4,972-6.3% | $4,294+8.5% | $4,156+12.1% |
| Participant deferral / active EE | $8,790 | $6,888+27.6% | $6,132+43.3% | $6,407+37.2% |
| Admin fee / account holder | $1,548 | $17,404-91.1% | $14,586-89.4% | $12,270-87.4% |