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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $961,375 | $185,312+418.8% | $161,489+495.3% | $154,746+521.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 4.34% | 103.84%-99.5pp | 89.72%-85.4pp | 172.34%-168.0pp |
| Employer contribution / active EE | $26,250 | $4,769+450.4% | $4,268+515.0% | $4,379+499.4% |
| Participant deferral / active EE | $15,500 | $6,350+144.1% | $5,630+175.3% | $6,730+130.3% |
| Admin fee / account holder | $2,629 | $18,654-85.9% | $16,006-83.6% | $14,365-81.7% |