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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,143 | $101,798+38.7% | $165,071-14.5% | $80,935+74.4% |
| Participation rate | 92.5% | 71.8%+20.7pp | 78.6%+13.9pp | 67.7%+24.8pp |
| Annual return | 10.44% | 16.73%-6.3pp | 70.17%-59.7pp | 35.66%-25.2pp |
| Employer contribution / active EE | $524 | $2,954-82.3% | $4,347-88.0% | $2,757-81.0% |
| Participant deferral / active EE | $3,779 | $4,476-15.6% | $6,035-37.4% | $4,299-12.1% |
| Admin fee / account holder | $12,224 | $8,221+48.7% | $12,695-3.7% | $6,924+76.5% |