Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,394 | $69,444-70.6% | $92,985-78.1% | $87,485-76.7% |
| Participation rate | 21.4% | 63.3%-41.9pp | 69.5%-48.1pp | 68.9%-47.5pp |
| Annual return | 6.08% | 23.85%-17.8pp | 27.99%-21.9pp | 26.06%-20.0pp |
| Employer contribution / active EE | $0 | $1,917-100.0% | $2,662-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $868 | $3,364-74.2% | $4,377-80.2% | $4,274-79.7% |
| Admin fee / account holder | $2,034 | $6,137-66.9% | $9,463-78.5% | $7,775-73.8% |