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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,311 | $81,358-87.3% | $155,556-93.4% | $80,959-87.3% |
| Participation rate | 68.0% | 66.3%+1.7pp | 78.2%-10.2pp | 67.7%+0.3pp |
| Annual return | 16.54% | 33.39%-16.9pp | 64.84%-48.3pp | 35.67%-19.1pp |
| Employer contribution / active EE | $921 | $3,106-70.4% | $4,675-80.3% | $2,757-66.6% |
| Participant deferral / active EE | $2,032 | $3,455-41.2% | $5,631-63.9% | $4,300-52.8% |
| Admin fee / account holder | $247 | $7,994-96.9% | $15,885-98.4% | $6,925-96.4% |