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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,887 | $86,949-54.1% | $102,460-61.1% | $80,959-50.7% |
| Participation rate | 93.9% | 72.4%+21.6pp | 76.5%+17.4pp | 67.7%+26.3pp |
| Annual return | 5.22% | 18.89%-13.7pp | 29.47%-24.2pp | 35.67%-30.4pp |
| Employer contribution / active EE | $3,015 | $2,370+27.2% | $3,025-0.3% | $2,757+9.3% |
| Participant deferral / active EE | $5,243 | $4,121+27.2% | $5,056+3.7% | $4,300+21.9% |
| Admin fee / account holder | $54,436 | $8,048+576.4% | $9,460+475.4% | $6,925+686.0% |