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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,567 | $100,073+102.4% | $85,126+138.0% | $145,877+38.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.90% | 84.11%-71.2pp | 66.63%-53.7pp | 551.28%-538.4pp |
| Employer contribution / active EE | $5,933 | $3,236+83.3% | $2,731+117.2% | $4,663+27.2% |
| Participant deferral / active EE | $13,951 | $5,294+163.5% | $4,523+208.4% | $6,691+108.5% |
| Admin fee / account holder | $6,672 | $7,261-8.1% | $6,160+8.3% | $13,402-50.2% |