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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,509 | $81,487-6.1% | $102,412-25.3% | $80,935-5.5% |
| Participation rate | 91.2% | 66.8%+24.3pp | 74.5%+16.7pp | 67.7%+23.5pp |
| Annual return | 11.28% | 25.60%-14.3pp | 24.94%-13.7pp | 35.66%-24.4pp |
| Employer contribution / active EE | $491 | $3,103-84.2% | $3,870-87.3% | $2,757-82.2% |
| Participant deferral / active EE | $4,378 | $3,871+13.1% | $5,060-13.5% | $4,299+1.8% |
| Admin fee / account holder | $15,101 | $6,717+124.8% | $8,388+80.0% | $6,924+118.1% |