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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,470 | $115,225-26.7% | $100,712-16.1% | $138,895-39.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 6.99% | 40.35%-33.4pp | 33.27%-26.3pp | 145.39%-138.4pp |
| Employer contribution / active EE | $1,783 | $2,771-35.7% | $2,313-22.9% | $4,194-57.5% |
| Participant deferral / active EE | $2,581 | $4,699-45.1% | $4,085-36.8% | $6,396-59.6% |
| Admin fee / account holder | $16,659 | $10,844+53.6% | $9,256+80.0% | $12,562+32.6% |