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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,470 | $124,980-32.4% | $108,359-22.0% | $154,746-45.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 6.99% | 45.00%-38.0pp | 36.89%-29.9pp | 172.34%-165.3pp |
| Employer contribution / active EE | $1,783 | $2,851-37.5% | $2,399-25.7% | $4,379-59.3% |
| Participant deferral / active EE | $2,581 | $4,743-45.6% | $4,137-37.6% | $6,730-61.7% |
| Admin fee / account holder | $16,659 | $11,502+44.8% | $9,741+71.0% | $14,365+16.0% |