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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,276 | $108,942+30.6% | $100,415+41.7% | $145,897-2.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | -0.85% | 58.27%-59.1pp | 49.47%-50.3pp | 552.29%-553.1pp |
| Employer contribution / active EE | $2,748 | $4,422-37.9% | $3,943-30.3% | $4,663-41.1% |
| Participant deferral / active EE | $9,976 | $8,461+17.9% | $8,091+23.3% | $6,689+49.1% |
| Admin fee / account holder | $12,602 | $9,702+29.9% | $7,906+59.4% | $13,390-5.9% |