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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,376 | $102,422+264.5% | $147,117+153.8% | $80,959+361.2% |
| Participation rate | 96.2% | 75.9%+20.3pp | 82.2%+14.0pp | 67.7%+28.5pp |
| Annual return | 43.03% | 135.16%-92.1pp | 420.54%-377.5pp | 35.67%+7.4pp |
| Employer contribution / active EE | $12,878 | $3,717+246.4% | $4,932+161.1% | $2,757+367.1% |
| Participant deferral / active EE | $8,377 | $6,652+25.9% | $8,065+3.9% | $4,300+94.8% |
| Admin fee / account holder | $6,264 | $7,953-21.2% | $12,993-51.8% | $6,925-9.5% |