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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,956 | $106,749+282.2% | $145,433+180.5% | $82,448+394.8% |
| Participation rate | 92.3% | 75.6%+16.7pp | 82.1%+10.2pp | 68.1%+24.2pp |
| Annual return | 13.61% | 27.59%-14.0pp | 66.58%-53.0pp | 41.64%-28.0pp |
| Employer contribution / active EE | $13,530 | $3,444+292.8% | $4,554+197.1% | $2,551+430.4% |
| Participant deferral / active EE | $10,287 | $6,519+57.8% | $7,897+30.3% | $4,139+148.5% |
| Admin fee / account holder | $21,001 | $8,390+150.3% | $13,129+60.0% | $7,234+190.3% |