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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,956 | $106,524+283.0% | $152,301+167.9% | $87,485+366.3% |
| Participation rate | 92.3% | 75.8%+16.6pp | 82.4%+9.9pp | 68.9%+23.4pp |
| Annual return | 13.61% | 26.89%-13.3pp | 80.50%-66.9pp | 26.06%-12.5pp |
| Employer contribution / active EE | $13,530 | $3,371+301.3% | $4,624+192.6% | $2,596+421.1% |
| Participant deferral / active EE | $10,287 | $6,525+57.7% | $8,004+28.5% | $4,274+140.7% |
| Admin fee / account holder | $21,001 | $8,287+153.4% | $14,398+45.9% | $7,775+170.1% |