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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,335 | $136,860-19.4% | $120,344-8.3% | $154,746-28.7% |
| Participation rate | 76.2% | 79.9%-3.7pp | 76.7%-0.5pp | 80.7%-4.5pp |
| Annual return | 15.58% | 21.38%-5.8pp | 20.30%-4.7pp | 172.34%-156.8pp |
| Employer contribution / active EE | $5,629 | $3,533+59.3% | $3,020+86.4% | $4,379+28.5% |
| Participant deferral / active EE | $8,779 | $5,793+51.5% | $5,135+71.0% | $6,730+30.4% |
| Admin fee / account holder | $4,765 | $15,393-69.0% | $12,742-62.6% | $14,365-66.8% |