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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,173 | $107,666+247.5% | $102,184+266.2% | $154,746+141.8% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 16.82% | 29.33%-12.5pp | 31.58%-14.8pp | 172.34%-155.5pp |
| Employer contribution / active EE | $15,525 | $3,846+303.6% | $3,594+332.0% | $4,379+254.5% |
| Participant deferral / active EE | $6,418 | $8,719-26.4% | $8,309-22.8% | $6,730-4.6% |
| Admin fee / account holder | $1,489 | $12,943-88.5% | $11,609-87.2% | $14,365-89.6% |