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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,173 | $102,609+264.7% | $98,090+281.5% | $138,895+169.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 16.82% | 36.44%-19.6pp | 37.05%-20.2pp | 145.39%-128.6pp |
| Employer contribution / active EE | $15,525 | $3,867+301.4% | $3,606+330.5% | $4,194+270.2% |
| Participant deferral / active EE | $6,418 | $8,167-21.4% | $7,845-18.2% | $6,396+0.3% |
| Admin fee / account holder | $1,489 | $11,434-87.0% | $11,815-87.4% | $12,562-88.1% |