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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,947 | $178,174-69.2% | $156,181-64.8% | $137,256-60.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 8.85% | 84.19%-75.3pp | 64.87%-56.0pp | 220.34%-211.5pp |
| Employer contribution / active EE | $5,280 | $4,972+6.2% | $4,294+23.0% | $4,156+27.0% |
| Participant deferral / active EE | $5,280 | $6,888-23.3% | $6,132-13.9% | $6,407-17.6% |
| Admin fee / account holder | $9,118 | $17,404-47.6% | $14,586-37.5% | $12,270-25.7% |