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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,045 | $81,358+70.9% | $155,556-10.6% | $80,959+71.7% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.09% | 33.39%-23.3pp | 64.84%-54.7pp | 35.67%-25.6pp |
| Employer contribution / active EE | $8,691 | $3,106+179.8% | $4,675+85.9% | $2,757+215.2% |
| Participant deferral / active EE | $8,708 | $3,455+152.0% | $5,631+54.6% | $4,300+102.5% |
| Admin fee / account holder | $2,112 | $7,994-73.6% | $15,885-86.7% | $6,925-69.5% |