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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,058 | $199,109+41.7% | $173,730+62.4% | $154,746+82.3% |
| Participation rate | 94.7% | 82.8%+11.9pp | 79.6%+15.2pp | 80.7%+14.0pp |
| Annual return | 13.37% | 20.02%-6.7pp | 19.96%-6.6pp | 172.34%-159.0pp |
| Employer contribution / active EE | $10,814 | $5,311+103.6% | $4,577+136.3% | $4,379+147.0% |
| Participant deferral / active EE | $7,229 | $7,113+1.6% | $6,326+14.3% | $6,730+7.4% |
| Admin fee / account holder | $7,381 | $20,916-64.7% | $17,523-57.9% | $14,365-48.6% |