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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,348 | $101,795+362.1% | $165,100+184.9% | $80,959+481.0% |
| Participation rate | 76.9% | 71.8%+5.1pp | 78.6%-1.7pp | 67.7%+9.3pp |
| Annual return | 9.34% | 16.73%-7.4pp | 70.21%-60.9pp | 35.67%-26.3pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $9,235 | $4,476+106.3% | $6,035+53.0% | $4,300+114.8% |
| Admin fee / account holder | $17,329 | $8,221+110.8% | $12,696+36.5% | $6,925+150.2% |