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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,973 | $107,421-10.7% | $182,262-47.3% | $94,015+2.1% |
| Participation rate | 70.8% | 77.8%-6.9pp | 84.2%-13.4pp | 70.8%0pp |
| Annual return | 17.82% | 21.32%-3.5pp | 140.60%-122.8pp | 17.84%0pp |
| Employer contribution / active EE | $2,546 | $3,448-26.2% | $5,046-49.5% | $2,790-8.7% |
| Participant deferral / active EE | $4,362 | $6,558-33.5% | $8,276-47.3% | $4,249+2.6% |
| Admin fee / account holder | $2,476 | $8,692-71.5% | $16,712-85.2% | $8,951-72.3% |