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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,990 | $108,825+93.0% | $156,181+34.5% | $82,448+154.7% |
| Participation rate | 47.9% | 72.4%-24.5pp | 78.8%-30.9pp | 68.1%-20.2pp |
| Annual return | 18.63% | 20.59%-2.0pp | 64.87%-46.2pp | 41.64%-23.0pp |
| Employer contribution / active EE | $1,658 | $2,870-42.2% | $4,294-61.4% | $2,551-35.0% |
| Participant deferral / active EE | $5,482 | $4,577+19.8% | $6,132-10.6% | $4,139+32.4% |
| Admin fee / account holder | $1,973 | $9,341-78.9% | $14,586-86.5% | $7,234-72.7% |