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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT3 years Filed as: RBC CAPITAL MARKETS LLC Service code 27 60 S 6TH ST. COMMISSIONS ACCTG P-14 · MINNEAPOLIS, MN 55402 | Advisory (Plan) | $36,783 |
Filed as: EMPOWER ANNUITY INSURANCE CO OF AM Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $28,694 |
ACTUARIES UNLIMITED, INC.3 years Service code 13 16000 VENTURA BOULEVARD, SUITE 915 · ENCINO, CA 91436 | Contract Administrator | $10,509 |
Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,465 | $102,422-16.6% | $147,117-41.9% | $80,959+5.6% |
| Participation rate | 94.6% | 75.9%+18.7pp | 82.2%+12.4pp | 67.7%+26.9pp |
| Annual return | 11.95% | 135.16%-123.2pp | 420.54%-408.6pp | 35.67%-23.7pp |
| Employer contribution / active EE | $7,783 | $3,717+109.4% | $4,932+57.8% | $2,757+182.3% |
| Participant deferral / active EE | $11,350 | $6,652+70.6% | $8,065+40.7% | $4,300+163.9% |
| Admin fee / account holder | $422 | $7,953-94.7% | $12,993-96.7% | $6,925-93.9% |