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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,199 | $88,815-12.0% | $81,882-4.5% | $145,897-46.4% |
| Participation rate | 76.5% | 75.1%+1.4pp | 72.4%+4.1pp | 80.3%-3.8pp |
| Annual return | 5.41% | 1033.75%-1028.3pp | 779.47%-774.1pp | 552.29%-546.9pp |
| Employer contribution / active EE | $0 | $3,086-100.0% | $2,916-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,927 | $4,647-15.5% | $4,323-9.2% | $6,689-41.3% |
| Admin fee / account holder | $9,831 | $8,434+16.6% | $7,360+33.6% | $13,390-26.6% |