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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,552 | $183,592-28.9% | $155,567-16.1% | $145,959-10.6% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 20.28% | 61.24%-41.0pp | 64.74%-44.5pp | 561.95%-541.7pp |
| Employer contribution / active EE | $4,181 | $5,315-21.3% | $4,674-10.5% | $4,661-10.3% |
| Participant deferral / active EE | $10,500 | $6,464+62.4% | $5,628+86.6% | $6,689+57.0% |
| Admin fee / account holder | $631 | $19,318-96.7% | $15,916-96.0% | $13,398-95.3% |