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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,149 | $106,524+58.8% | $152,301+11.1% | $87,485+93.3% |
| Participation rate | 66.7% | 75.8%-9.1pp | 82.4%-15.8pp | 68.9%-2.3pp |
| Annual return | 17.03% | 26.89%-9.9pp | 80.50%-63.5pp | 26.06%-9.0pp |
| Employer contribution / active EE | $2,437 | $3,371-27.7% | $4,624-47.3% | $2,596-6.1% |
| Participant deferral / active EE | $5,828 | $6,525-10.7% | $8,004-27.2% | $4,274+36.4% |
| Admin fee / account holder | $1,599 | $8,287-80.7% | $14,398-88.9% | $7,775-79.4% |