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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,149 | $99,875+69.4% | $146,866+15.2% | $86,983+94.5% |
| Participation rate | 66.7% | 75.8%-9.1pp | 82.5%-15.8pp | 69.5%-2.9pp |
| Annual return | 17.03% | 28.10%-11.1pp | 102.85%-85.8pp | 25.83%-8.8pp |
| Employer contribution / active EE | $2,437 | $3,224-24.4% | $4,425-44.9% | $2,584-5.7% |
| Participant deferral / active EE | $5,828 | $6,322-7.8% | $7,759-24.9% | $4,194+39.0% |
| Admin fee / account holder | $1,599 | $7,838-79.6% | $13,620-88.3% | $7,856-79.7% |