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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,899,268 | $160,028+1086.8% | $147,080+1191.3% | $145,884+1201.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.94% | 98.60%-87.7pp | 420.17%-409.2pp | 551.85%-540.9pp |
| Employer contribution / active EE | $2,533 | $5,286-52.1% | $4,933-48.7% | $4,662-45.7% |
| Participant deferral / active EE | $15,250 | $8,422+81.1% | $8,066+89.1% | $6,690+128.0% |
| Admin fee / account holder | $30,675 | $15,030+104.1% | $12,989+136.2% | $13,392+129.1% |