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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $820,654 | $102,422+701.2% | $147,117+457.8% | $80,959+913.7% |
| Participation rate | 87.5% | 75.9%+11.6pp | 82.2%+5.3pp | 67.7%+19.8pp |
| Annual return | 14.36% | 135.16%-120.8pp | 420.54%-406.2pp | 35.67%-21.3pp |
| Employer contribution / active EE | $16,592 | $3,717+346.3% | $4,932+236.4% | $2,757+501.8% |
| Participant deferral / active EE | $11,635 | $6,652+74.9% | $8,065+44.3% | $4,300+170.6% |
| Admin fee / account holder | $26,522 | $7,953+233.5% | $12,993+104.1% | $6,925+283.0% |