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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,551 | $111,787-59.3% | $93,681-51.4% | $145,978-68.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 18.17% | 203.52%-185.3pp | 133.47%-115.3pp | 550.52%-532.3pp |
| Employer contribution / active EE | $1,450 | $3,093-53.1% | $2,422-40.1% | $4,662-68.9% |
| Participant deferral / active EE | $3,682 | $4,918-25.1% | $4,415-16.6% | $6,690-45.0% |
| Admin fee / account holder | $724 | $10,256-92.9% | $8,290-91.3% | $13,400-94.6% |