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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,472 | $211,239+7.2% | $178,528+26.9% | $145,877+55.2% |
| Participation rate | 77.8% | 80.8%-3.0pp | 77.1%+0.7pp | 80.3%-2.5pp |
| Annual return | 14.02% | 30.22%-16.2pp | 27.11%-13.1pp | 551.28%-537.3pp |
| Employer contribution / active EE | $2,825 | $4,570-38.2% | $3,950-28.5% | $4,663-39.4% |
| Participant deferral / active EE | $10,005 | $6,963+43.7% | $6,278+59.4% | $6,691+49.5% |
| Admin fee / account holder | $25,804 | $12,095+113.4% | $10,419+147.7% | $13,402+92.5% |