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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,744 | $135,905+169.1% | $126,068+190.1% | $198,609+84.2% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 23.74% | 14.07%+9.7pp | 15.01%+8.7pp | 202.70%-179.0pp |
| Employer contribution / active EE | $6,662 | $4,245+56.9% | $3,968+67.9% | $5,055+31.8% |
| Participant deferral / active EE | $16,275 | $8,523+90.9% | $8,214+98.1% | $6,977+133.3% |
| Admin fee / account holder | $2,790 | $21,036-86.7% | $18,264-84.7% | $19,030-85.3% |