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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,186 | $254,759-67.0% | $216,567-61.1% | $198,609-57.6% |
| Participation rate | 78.6% | 84.5%-5.9pp | 81.6%-3.1pp | 82.4%-3.8pp |
| Annual return | 4.36% | 10.04%-5.7pp | 12.94%-8.6pp | 202.70%-198.3pp |
| Employer contribution / active EE | $4,302 | $6,096-29.4% | $5,216-17.5% | $5,055-14.9% |
| Participant deferral / active EE | $9,969 | $6,948+43.5% | $6,191+61.0% | $6,977+42.9% |
| Admin fee / account holder | $1,968 | $26,311-92.5% | $21,981-91.0% | $19,030-89.7% |