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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC6 years Filed as: MMA SECURITIES, LLC Service code 15 · EIN 22-3570392 | Recordkeeping | $21,094 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $11,976 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,019 | $66,457-47.3% | $81,438-57.0% | $77,671-54.9% |
| Participation rate | 48.2% | 68.7%-20.6pp | 69.5%-21.3pp | 70.6%-22.4pp |
| Annual return | 13.19% | 15.93%-2.7pp | 24.74%-11.6pp | 31.21%-18.0pp |
| Employer contribution / active EE | $0 | $2,159-100.0% | $2,460-100.0% | $2,726-100.0% |
| Participant deferral / active EE | $1,512 | $3,679-58.9% | $3,883-61.1% | $4,648-67.5% |
| Admin fee / account holder | $230 | $583-60.6% | $5,764-96.0% | $430-46.6% |