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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,273 | $102,609+95.2% | $98,090+104.2% | $138,895+44.2% |
| Participation rate | 88.9% | 82.8%+6.1pp | 81.5%+7.3pp | 79.9%+9.0pp |
| Annual return | 12.10% | 36.44%-24.3pp | 37.05%-25.0pp | 145.39%-133.3pp |
| Employer contribution / active EE | $1,679 | $3,867-56.6% | $3,606-53.4% | $4,194-60.0% |
| Participant deferral / active EE | $11,683 | $8,167+43.0% | $7,845+48.9% | $6,396+82.7% |
| Admin fee / account holder | $4,314 | $11,434-62.3% | $11,815-63.5% | $12,562-65.7% |