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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,227 | $112,729-61.7% | $98,716-56.2% | $137,256-68.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 15.72% | 38.48%-22.8pp | 31.81%-16.1pp | 220.34%-204.6pp |
| Employer contribution / active EE | $9,203 | $2,725+237.7% | $2,279+303.9% | $4,156+121.4% |
| Participant deferral / active EE | $2,135 | $4,640-54.0% | $4,048-47.3% | $6,407-66.7% |
| Admin fee / account holder | $531 | $10,129-94.8% | $8,703-93.9% | $12,270-95.7% |