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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,886 | $160,070+19.3% | $147,117+29.8% | $145,897+30.8% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 9.64% | 98.69%-89.1pp | 420.54%-410.9pp | 552.29%-542.7pp |
| Employer contribution / active EE | $2,712 | $5,285-48.7% | $4,932-45.0% | $4,663-41.8% |
| Participant deferral / active EE | $5,384 | $8,419-36.1% | $8,065-33.2% | $6,689-19.5% |
| Admin fee / account holder | $18,975 | $15,035+26.2% | $12,993+46.0% | $13,390+41.7% |