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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,376 | $154,228+27.3% | $145,433+35.0% | $137,256+43.1% |
| Participation rate | 81.8% | 83.8%-2.0pp | 82.1%-0.3pp | 80.0%+1.9pp |
| Annual return | 10.69% | 74.59%-63.9pp | 66.58%-55.9pp | 220.34%-209.6pp |
| Employer contribution / active EE | $3,384 | $4,804-29.6% | $4,554-25.7% | $4,156-18.6% |
| Participant deferral / active EE | $7,059 | $8,216-14.1% | $7,897-10.6% | $6,407+10.2% |
| Admin fee / account holder | $6,564 | $14,344-54.2% | $13,129-50.0% | $12,270-46.5% |