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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,376 | $162,136+21.1% | $152,301+28.9% | $154,746+26.9% |
| Participation rate | 81.8% | 84.1%-2.3pp | 82.4%-0.6pp | 80.7%+1.1pp |
| Annual return | 10.69% | 91.02%-80.3pp | 80.50%-69.8pp | 172.34%-161.6pp |
| Employer contribution / active EE | $3,384 | $4,890-30.8% | $4,624-26.8% | $4,379-22.7% |
| Participant deferral / active EE | $7,059 | $8,341-15.4% | $8,004-11.8% | $6,730+4.9% |
| Admin fee / account holder | $6,564 | $15,759-58.4% | $14,398-54.4% | $14,365-54.3% |