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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,452 | $100,203-65.6% | $85,240-59.6% | $145,897-76.4% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 16.51% | 84.28%-67.8pp | 66.75%-50.2pp | 552.29%-535.8pp |
| Employer contribution / active EE | $2,730 | $3,242-15.8% | $2,735-0.2% | $4,663-41.4% |
| Participant deferral / active EE | $2,730 | $5,299-48.5% | $4,527-39.7% | $6,689-59.2% |
| Admin fee / account holder | $0 | $7,265-100.0% | $6,165-100.0% | $13,390-100.0% |