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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $577,071 | $106,864+440.0% | $147,318+291.7% | $82,637+598.3% |
| Participation rate | 81.5% | 75.5%+6.0pp | 82.1%-0.6pp | 68.1%+13.4pp |
| Annual return | 12.13% | 27.49%-15.4pp | 70.43%-58.3pp | 53.51%-41.4pp |
| Employer contribution / active EE | $24,893 | $3,417+628.6% | $4,593+442.0% | $2,552+875.4% |
| Participant deferral / active EE | $0 | $6,496-100.0% | $7,906-100.0% | $4,126-100.0% |
| Admin fee / account holder | $8,434 | $8,415+0.2% | $13,708-38.5% | $7,339+14.9% |