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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $577,071 | $106,524+441.7% | $152,301+278.9% | $87,485+559.6% |
| Participation rate | 81.5% | 75.8%+5.7pp | 82.4%-1.0pp | 68.9%+12.5pp |
| Annual return | 12.13% | 26.89%-14.8pp | 80.50%-68.4pp | 26.06%-13.9pp |
| Employer contribution / active EE | $24,893 | $3,371+638.4% | $4,624+438.3% | $2,596+858.8% |
| Participant deferral / active EE | $0 | $6,525-100.0% | $8,004-100.0% | $4,274-100.0% |
| Admin fee / account holder | $8,434 | $8,287+1.8% | $14,398-41.4% | $7,775+8.5% |