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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $577,071 | $107,421+437.2% | $182,262+216.6% | $94,015+513.8% |
| Participation rate | 81.5% | 77.8%+3.7pp | 84.2%-2.7pp | 70.8%+10.7pp |
| Annual return | 12.13% | 21.32%-9.2pp | 140.60%-128.5pp | 17.84%-5.7pp |
| Employer contribution / active EE | $24,893 | $3,448+622.0% | $5,046+393.3% | $2,790+792.2% |
| Participant deferral / active EE | $0 | $6,558-100.0% | $8,276-100.0% | $4,249-100.0% |
| Admin fee / account holder | $8,434 | $8,692-3.0% | $16,712-49.5% | $8,951-5.8% |