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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,953 | $159,934-35.6% | $147,005-30.0% | $145,959-29.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.55% | 98.24%-84.7pp | 418.76%-405.2pp | 561.95%-548.4pp |
| Employer contribution / active EE | $6,540 | $5,287+23.7% | $4,934+32.6% | $4,661+40.3% |
| Participant deferral / active EE | $11,451 | $8,427+35.9% | $8,070+41.9% | $6,689+71.2% |
| Admin fee / account holder | $892 | $15,053-94.1% | $13,006-93.1% | $13,398-93.3% |