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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,953 | $160,040-35.7% | $147,096-30.0% | $145,877-29.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.55% | 98.49%-84.9pp | 419.75%-406.2pp | 551.28%-537.7pp |
| Employer contribution / active EE | $6,540 | $5,289+23.7% | $4,936+32.5% | $4,663+40.3% |
| Participant deferral / active EE | $11,451 | $8,429+35.9% | $8,071+41.9% | $6,691+71.1% |
| Admin fee / account holder | $892 | $15,050-94.1% | $13,005-93.1% | $13,402-93.3% |