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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,966 | $275,752+82.8% | $256,809+96.2% | $198,609+153.7% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 9.86% | 34.81%-25.0pp | 32.73%-22.9pp | 202.70%-192.8pp |
| Employer contribution / active EE | $11,066 | $7,721+43.3% | $7,263+52.4% | $5,055+118.9% |
| Participant deferral / active EE | $13,026 | $10,037+29.8% | $9,520+36.8% | $6,977+86.7% |
| Admin fee / account holder | $446,938 | $25,716+1638.0% | $25,146+1677.3% | $19,030+2248.6% |