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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,695 | $172,111+8.5% | $150,298+24.2% | $137,256+36.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 9.55% | 69.37%-59.8pp | 62.79%-53.2pp | 220.34%-210.8pp |
| Employer contribution / active EE | $2,269 | $4,636-51.1% | $4,154-45.4% | $4,156-45.4% |
| Participant deferral / active EE | $6,061 | $6,166-1.7% | $5,453+11.1% | $6,407-5.4% |
| Admin fee / account holder | $3,224 | $16,471-80.4% | $14,116-77.2% | $12,270-73.7% |