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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,267 | $102,422+277.1% | $147,117+162.6% | $80,959+377.1% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 14.19% | 135.16%-121.0pp | 420.54%-406.3pp | 35.67%-21.5pp |
| Employer contribution / active EE | $8,851 | $3,717+138.1% | $4,932+79.4% | $2,757+221.0% |
| Participant deferral / active EE | $15,510 | $6,652+133.2% | $8,065+92.3% | $4,300+260.7% |
| Admin fee / account holder | $9,892 | $7,953+24.4% | $12,993-23.9% | $6,925+42.8% |