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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,475 | $73,787-4.5% | $98,716-28.6% | $82,448-14.5% |
| Participation rate | 97.2% | 61.4%+35.8pp | 69.3%+27.9pp | 68.1%+29.2pp |
| Annual return | 16.21% | 18.57%-2.4pp | 31.81%-15.6pp | 41.64%-25.4pp |
| Employer contribution / active EE | $1,744 | $1,511+15.4% | $2,279-23.5% | $2,551-31.6% |
| Participant deferral / active EE | $1,862 | $3,081-39.6% | $4,048-54.0% | $4,139-55.0% |
| Admin fee / account holder | $1,160 | $6,500-82.2% | $8,703-86.7% | $7,234-84.0% |