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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,745 | $71,230-17.5% | $93,727-37.3% | $80,959-27.4% |
| Participation rate | 86.0% | 60.4%+25.7pp | 68.7%+17.3pp | 67.7%+18.4pp |
| Annual return | 8.38% | 11.26%-2.9pp | 133.83%-125.5pp | 35.67%-27.3pp |
| Employer contribution / active EE | $1,378 | $1,565-11.9% | $2,421-43.1% | $2,757-50.0% |
| Participant deferral / active EE | $1,543 | $4,037-61.8% | $4,417-65.1% | $4,300-64.1% |
| Admin fee / account holder | $14,529 | $6,961+108.7% | $8,292+75.2% | $6,925+109.8% |