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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,745 | $71,197-17.5% | $93,669-37.3% | $80,925-27.4% |
| Participation rate | 86.0% | 60.4%+25.7pp | 68.7%+17.3pp | 67.7%+18.4pp |
| Annual return | 8.38% | 11.27%-2.9pp | 133.59%-125.2pp | 35.65%-27.3pp |
| Employer contribution / active EE | $1,378 | $1,565-11.9% | $2,424-43.1% | $2,756-50.0% |
| Participant deferral / active EE | $1,543 | $4,036-61.8% | $4,416-65.1% | $4,299-64.1% |
| Admin fee / account holder | $14,529 | $6,959+108.8% | $8,291+75.2% | $6,940+109.4% |