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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,382 | $108,825+136.5% | $156,181+64.8% | $82,448+212.2% |
| Participation rate | 91.8% | 72.4%+19.4pp | 78.8%+13.0pp | 68.1%+23.7pp |
| Annual return | 10.06% | 20.59%-10.5pp | 64.87%-54.8pp | 41.64%-31.6pp |
| Employer contribution / active EE | $10,779 | $2,870+275.6% | $4,294+151.0% | $2,551+322.5% |
| Participant deferral / active EE | $5,679 | $4,577+24.1% | $6,132-7.4% | $4,139+37.2% |
| Admin fee / account holder | $15,799 | $9,341+69.1% | $14,586+8.3% | $7,234+118.4% |