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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,876 | $106,524+58.5% | $152,301+10.9% | $87,485+93.0% |
| Participation rate | 95.5% | 75.8%+19.7pp | 82.4%+13.0pp | 68.9%+26.5pp |
| Annual return | 11.10% | 26.89%-15.8pp | 80.50%-69.4pp | 26.06%-15.0pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $10,173 | $6,525+55.9% | $8,004+27.1% | $4,274+138.0% |
| Admin fee / account holder | $36,458 | $8,287+340.0% | $14,398+153.2% | $7,775+368.9% |