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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,393 | $155,555-17.5% | $146,866-12.6% | $155,188-17.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 13.57% | 115.41%-101.8pp | 102.85%-89.3pp | 148.84%-135.3pp |
| Employer contribution / active EE | $3,327 | $4,647-28.4% | $4,425-24.8% | $4,248-21.7% |
| Participant deferral / active EE | $6,467 | $8,044-19.6% | $7,759-16.7% | $6,531-1.0% |
| Admin fee / account holder | $11,484 | $14,755-22.2% | $13,620-15.7% | $14,480-20.7% |