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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,735 | $102,382+180.1% | $147,005+95.1% | $80,874+254.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.95% | 134.89%-122.9pp | 418.76%-406.8pp | 35.62%-23.7pp |
| Employer contribution / active EE | $2,397 | $3,715-35.5% | $4,934-51.4% | $2,756-13.0% |
| Participant deferral / active EE | $10,925 | $6,646+64.4% | $8,070+35.4% | $4,297+154.2% |
| Admin fee / account holder | $11,448 | $7,942+44.1% | $13,006-12.0% | $6,935+65.1% |