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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,208 | $124,425+23.9% | $112,040+37.6% | $137,256+12.4% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 12.49% | 24.72%-12.2pp | 24.52%-12.0pp | 220.34%-207.9pp |
| Employer contribution / active EE | $3,397 | $3,411-0.4% | $2,954+15.0% | $4,156-18.3% |
| Participant deferral / active EE | $6,833 | $5,718+19.5% | $5,098+34.0% | $6,407+6.7% |
| Admin fee / account holder | $32,875 | $15,207+116.2% | $12,098+171.7% | $12,270+167.9% |