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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,208 | $126,661+21.7% | $113,397+36.0% | $138,895+11.0% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.5%+6.8pp | 79.9%+3.4pp |
| Annual return | 12.49% | 25.05%-12.6pp | 23.20%-10.7pp | 145.39%-132.9pp |
| Employer contribution / active EE | $3,397 | $3,456-1.7% | $2,977+14.1% | $4,194-19.0% |
| Participant deferral / active EE | $6,833 | $5,693+20.0% | $5,076+34.6% | $6,396+6.8% |
| Admin fee / account holder | $32,875 | $14,549+126.0% | $11,957+174.9% | $12,562+161.7% |