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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,366 | $70,366-25.6% | $66,674-21.5% | $138,895-62.3% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.7%-23.7pp | 79.9%-29.9pp |
| Annual return | 14.45% | 386.41%-372.0pp | 321.24%-306.8pp | 145.39%-130.9pp |
| Employer contribution / active EE | $931 | $2,765-66.3% | $2,620-64.5% | $4,194-77.8% |
| Participant deferral / active EE | $1,551 | $4,374-64.6% | $4,084-62.0% | $6,396-75.8% |
| Admin fee / account holder | $4,236 | $5,262-19.5% | $5,098-16.9% | $12,562-66.3% |